How much is insurance on an RV?

How much is insurance on an RV? Expect RV insurance to average about $125 per month (roughly $1,500 per year), though premiums can range from about $200 to $3,000 annually depending on your state, the RV type (towable trailers often cost less than Class A motorhomes), how you use it (full-time vs. occasional trips), and the coverage you choose (liability-only vs. comprehensive with higher limits). Your driving record, storage location, mileage, deductible, and added protections like roadside assistance also influence the price of insurance on an RV, so comparing a few RV insurance quotes and asking about bundling, safety, and claims-free discounts is the best way to land a lower rate.